{"id":3886,"date":"2011-02-01T09:15:43","date_gmt":"2011-02-01T00:15:43","guid":{"rendered":"http:\/\/cfonews.main.jp\/cfonews\/?p=3886"},"modified":"2023-07-06T17:25:49","modified_gmt":"2023-07-06T08:25:49","slug":"%e6%97%a5%e6%9c%ac%e5%9e%8bira","status":"publish","type":"post","link":"https:\/\/www.cfonews.jp\/?p=3886","title":{"rendered":"\u65e5\u672c\u578bIRA"},"content":{"rendered":"

\u6b27\u5dde\u8af8\u56fd\u306f\u516c\u7684\u5e74\u91d1\u306e\u80a5\u5927\u5316\u3092\u6291\u5236\u3059\u308b\u653f\u7b56\u306b\u8ee2\u3058\u3066\u3044\u308b\u3002\u81ea\u52a9\u52aa\u529b\u304c\u304a\u56fd\u67c4\u306e\u7c73\u56fd\u3067\u3082\u540c\u3058\u3067\u3001401k\u306a\u3069\u306e\u4f01\u696d\u5e74\u91d1\u3084IRA\u306a\u3069\u306e\u500b\u4eba\u5e74\u91d1\u306b\u7a0e\u5236\u512a\u9047\u3057\u3001\u81ea\u52a9\u52aa\u529b\u3067\u306e\u8001\u5f8c\u306e\u84c4\u3048\u3092\u652f\u63f4\u3057\u3066\u3044\u308b\u3002<\/strong>
\n\uff08\u65e5\u672c\u7d4c\u6e08\u65b0\u805e2011\u5e742\u67081\u65e516\u9762\u3000\u5927\u6a5f\u5c0f\u6a5f\uff09<\/span><\/p><\/blockquote>\n

\u3010CFO\u306a\u3089\u3053\u3046\u8aad\u3080\u3011<\/h3>\n

\u300c\u308f\u304c\u56fd\u306e\u5e74\u91d1\u6539\u9769\u3067\u306f\u3001\u516c\u7684\u5e74\u91d1\u30fb\u4f01\u696d\u5e74\u91d1\u30fb\u500b\u4eba\u5e74\u91d1\u304c\u4e00\u4f53\u3068\u306a\u3063\u3066\u8001\u5f8c\u306e\u751f\u6d3b\u3092\u652f\u3048\u308b\u3068\u3044\u3046\u5236\u5ea6\u8a2d\u8a08\u306b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u5177\u4f53\u7684\u306b\u306f\u300c\u65e5\u672c\u578bIRA\u300d\u3068\u3057\u3066\u300c\u7a0e\u5f15\u5f8c\u306e\u6240\u5f97\u3092\u7a4d\u307f\u7acb\u3066\u3066\u3001\u4e00\u5b9a\u5e74\u9f62\u306b\u9054\u3057\u305f\u5f8c\u306b\u975e\u8ab2\u7a0e\u3067\u5f15\u304d\u51fa\u305b\u308b\u500b\u4eba\u5e74\u91d1\u300d\u3092\u8a2d\u3051\u308b\u3053\u3068\u3067\u3042\u308b\u300d\uff08\u524d\u63b2\u7d19\uff09<\/span><\/p><\/blockquote>\n

\u672c\u5bb6\u306e\u7c73\u56fdIRA\u3068\u306f\u6b21\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002<\/p>\n

\u300c\u7c73\u56fd\u3067\u5c0e\u5165\u3055\u308c\u3066\u3044\u308bIRA\uff08Individual Retirement Account\uff1a\u500b\u4eba\u9000\u8077\u52d8\u5b9a\u30fb\u500b\u4eba\u9000\u8077\u5e74\u91d1\u5236\u5ea6\uff09\u3067\u3042\u308b\u3002<\/span><\/p>\n

\u3053\u306e\u5236\u5ea6\u306f\u3001\u4f01\u696d\u5e74\u91d1\u3092\u88dc\u5b8c\u3059\u308b\u5f62\u3067\u5c0e\u5165\u3055\u308c\u305f\u500b\u4eba\u578b\u306e\u5e74\u91d1\u5236\u5ea6\u3067\u3001\u62e0\u51fa\u6642\u975e\u8ab2\u7a0e\u3001\u904b\u7528\u6642\u975e\u8ab2\u7a0e\u3001\u5f15\u304d\u51fa\u3057\u6642\u8ab2\u7a0e\uff08EET\u578b\uff09\u306e\u901a\u5e38\u578bIRA\u3068\u3001\u7a0e\u5f15\u304d\u5f8c\u6240\u5f97\u304b\u3089\u62e0\u51fa\u3057\u3001\u5f15\u304d\u51fa\u3057\u6642\u306b\u975e\u8ab2\u7a0e\u3068\u306a\u308bTEE\u578b\u306eRoth IRA\u306e\uff12\u3064\u304c\u3042\u308b\u3002\u307e\u305f\u3001\u4e2d\u5c0f\u4f01\u696d\u5411\u3051\u8077\u57df\u30d7\u30e9\u30f3\u306eSEP\u3001\u5f93\u696d\u54e1100\u540d\u4ee5\u4e0b\u306e\u4f01\u696d\u3068\u5f93\u696d\u54e1\u306e\u305f\u3081\u306eSIMPLE IRA\u306a\u3069\u3001\u591a\u69d8\u5316\u304c\u9032\u3093\u3067\u304a\u308a\u3001\u5c31\u696d\u72b6\u614b\u3084\u52e4\u52d9\u5148\u306e\u5e74\u91d1\u5236\u5ea6\u7b49\u306b\u304b\u304b\u308f\u3089\u305a\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u771f\u306e\u610f\u5473\u3067\u30dd\u30fc\u30bf\u30d3\u30ea\u30c6\u30a3\u304c\u78ba\u4fdd\u3055\u308c\u3066\u3044\u308b\u3002<\/span><\/p>\n

IRA\u306f\u3001\u73fe\u5728\u7c73\u56fd\u306e\u5168\u4e16\u5e2f\u306e\uff14\u5272\u7a0b\u5ea6\u306b\u6d78\u900f\u3057\u3066\u304a\u308a\u3001\u516c\u7684\u5e74\u91d1\u3084\u4f01\u696d\u5e74\u91d1\u3092\u88dc\u5b8c\u3059\u308b\u5236\u5ea6\u3068\u3057\u3066\u6a5f\u80fd\u3057\u3066\u3044\u308b\u3002\u7c73\u56fd\u306e\u6295\u8cc7\u4fe1\u8a17\u5354\u4f1a\uff08ICI\uff09\u306e\u30ec\u30dd\u30fc\u30c8\u306b\u3088\u308b\u3068\u30012010\u5e74\uff13\u6708\u6642\u70b9\u3067\u3001\u901a\u5e38\u578bIRA\u306f\u30013,480\u4e07\u4e16\u5e2f\u3001Roth IRA\u306f1,770\u4e07\u4e16\u5e2f\u304c\u4fdd\u6709\u3057\u3066\u3044\u308b\u3002\u8077\u57df\u7248\u306eSEP\u3084SIMPLEIRA\u3082\u542b\u3081\u308b\u3068\u3001\u3044\u305a\u308c\u304b\u306eIRA\u3092\u4fdd\u6709\u3057\u3066\u3044\u308b\u306e\u306f4,610\u4e07\u4e16\u5e2f\u306b\u4e0a\u308b\u3002\u3053\u308c\u306f\u3001\u7c73\u56fd\u306e\u5168\u4e16\u5e2f\u306e\u5b9f\u306b39.3\uff05\u3092\u5360\u3081\u308b\u3002<\/span><\/p>\n

\u8cc7\u7523\u6b8b\u9ad8\u3082\u3001401k\u30d7\u30e9\u30f3\u3092\u4e0a\u56de\u308a\u3001\uff14\u5146\u30c9\u30eb\u3092\u8d85\u3048\u3066\u304a\u308a\uff082010\u5e74\uff13\u6708\u6642\u70b9\u3067\u30014.3\u5146\u30c9\u30eb\uff09\u3001\u516c\u7684\u5e74\u91d1\u306b\u6b21\u3050\u8cc7\u7523\u5f62\u6210\u624b\u6bb5\u3068\u3057\u3066\u306e\u5730\u4f4d\u3092\u78ba\u7acb\u3057\u3064\u3064\u3042\u308b\u3002\u3061\u306a\u307f\u306b\u3001\u6b8b\u9ad8\u306e\u3046\u3061\u3001\u901a\u5e38\u578bIRA\u304c86.0\uff05\u3001Roth IRA\u304c7.6\uff05\u3067\u3042\u308b\u3002\u300d
\n\uff08\u68ee\u4fe1\u8302\u6a39\u3000\u6cb3\u672c\u654f\u592b\u300c\u65e5\u672c\u7248I RA\u300d\uff08\u500b\u4eba\u578b\u5e74\u91d1\u7a4d\u7acb\u91d1\u975e\u8ab2\u7a0e\u5236\u5ea6\uff09\u5c0e\u5165\u306e\u63d0\u8a00 \uff3bPDF\uff3d<\/a>\uff09<\/span><\/p><\/blockquote>\n

IRA\u306b\u671f\u5f85\u3055\u308c\u308b\u5f79\u5272\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n

\u300c\u7b2c\u4e00\u306f\u3001\u4f01\u696d\u5e74\u91d1\u30fb\u516c\u52d9\u54e1\u5e74\u91d1\u7b49\u3067\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u81ea\u55b6\u696d\u8005\u3042\u308b\u3044\u306f\u5c0f\u4f01\u696d\u96c7\u7528\u8005\u7b49\u306b\u5bfe\u3057\u3066\u7a0e\u306e\u6069\u5178\u306e\u3042\u308b\u9000\u8077\u8caf\u84c4\u53e3\u5ea7\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3042\u308b\u3002\u7b2c\u4e8c\u306f\u3001401k \u7b49\u306e\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u305f\u4eba\u304c\u8ee2\u8077\u307e\u305f\u306f\u9000\u8077\u3057\u305f\u5834\u5408\u306b\u3001\u305d\u308c\u307e\u3067\u306b\u7a4d\u7acb\u3066\u305f\u53e3\u5ea7\u8cc7\u7523\u3092\u5f15\u304d\u7d9a\u304d\u4fdd\u6301\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e\u53d7\u3051\u76bf\uff08\u632f\u66ff\uff09\u53e3\u5ea7\u3092\u63d0\u4f9b\u3068\u3059\u308b\u3053\u3068\u3067\u3042\u3063\u305f\u3002\u300d
\n\uff08\u6749\u7530\u6d69\u6cbb\u3000\u300c\u7c73\u56fd\u306e\u8caf\u84c4\u7387\u4f4e\u4e0b\u3068\u9000\u8077\u8caf\u84c4\u5e02\u5834\u300d\uff3bPDF\uff3d<\/a>\uff09<\/span><\/p><\/blockquote>\n

\u68ee\u4fe1\u6c0f\u7b49\u304c\u63d0\u8a00\u3057\u3066\u3044\u308b\u65e5\u672c\u7248IRA\u306e\u6982\u8981\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n

\"\"<\/a>

\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u62e1\u5927\u8868\u793a\u3057\u307e\u3059\u3002<\/p><\/div>\n

\u62e0\u51fa\u6642\u8ab2\u7a0e\u3001\u904b\u7528\u6642\u30fb\u7d66\u4ed8\u6642\u975e\u8ab2\u7a0e\u306eTEE \u578b\uff08T \u306f\u8ab2\u7a0e\u3001E \u306f\u975e\u8ab2\u7a0e\uff09\u304c\u63d0\u5531\u3055\u308c\u305f\u7406\u7531\u3092\u68ee\u4fe1\u6c0f\u306f\u6b21\u306e\u3088\u3046\u306b\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u300cEET\u578b\u306f\u3001\u5c06\u6765\u5e74\u91d1\u3092\u53d7\u3051\u53d6\u308b\u969b\u306b\u306f\u3001\u57fa\u672c\u7684\u306b\u52e4\u52b4\u6240\u5f97\u304c\u306a\u304f\u3001\u9069\u7528\u7a0e\u7387\u304c\u4f4e\u3044\u306e\u3067\u3001\u7a4d\u7acb\u6642\u306e\u7a0e\u5236\u512a\u9047\u3067\u3042\u308b\u6240\u5f97\u63a7\u9664\u306e\u65b9\u304c\u512a\u308c\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u304c\u3042\u308b\u304c\u3001\u65b0\u305f\u306a\u6240\u5f97\u63a7\u9664\u3092\u8a2d\u3051\u308b\u3053\u3068\u306f\u3001\u7a0e\u5236\u5f53\u5c40\u306e\u7406\u89e3\u3092\u5f97\u306b\u304f\u304f\u3001\u307e\u305f\u3001\u6240\u5f97\u63a7\u9664\u306f\u9ad8\u6240\u5f97\u8005\u307b\u3069\u6709\u5229\u306b\u306a\u308b\u306e\u3067\u3001\u9ad8\u6240\u5f97\u8005\u512a\u9047\u3068\u975e\u96e3\u3055\u308c\u308b\u3068\u3044\u3046\u554f\u984c\u304c\u3042\u308b\u3002\u3055\u3089\u306b\u306f\u3001\u7d66\u4ed8\u6642\u306b\u3082\u975e\u8ab2\u7a0e\u306b\u3059\u308b\uff08\u305f\u3068\u3048\u3070\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u306e\u9069\u7528\u3092\u62e1\u5927\u3059\u308b\uff09\u3068\u3044\u3046\u5727\u529b\u306b\u3055\u3089\u3055\u308c\u304c\u3061\u3067\u3042\u308b\u3068\u3044\u3046\u554f\u984c\u304c\u3042\u308b\u3002\u300d\uff08\u524d\u63b2\u3000\u68ee\u4fe1\u8ad6\u6587\uff09<\/span><\/p><\/blockquote>\n

\u306a\u304a\u62e0\u51fa\u6642\u30fb\u904b\u7528\u6642\u975e\u8ab2\u7a0e\u30fb\u7d66\u4ed8\u6642\u8ab2\u7a0e\u306eEET \u578b\u3068TEE\u578b\u306e\u7d4c\u6e08\u7684\u4fa1\u5024\u306f\u540c\u3058\u3067\u3042\u308a\u3001\u3069\u3061\u3089\u304c\u6709\u5229\u4e0d\u5229\u3068\u3044\u3046\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n

\u3010\u30ea\u30f3\u30af\u3011<\/p>\n

\u68ee\u4fe1\u8302\u6a39\u3000\u6cb3\u672c\u654f\u592b\u300c\u65e5\u672c\u7248I RA\u300d\uff08\u500b\u4eba\u578b\u5e74\u91d1\u7a4d\u7acb\u91d1\u975e\u8ab2\u7a0e\u5236\u5ea6\uff09\u5c0e\u5165\u306e\u63d0\u8a00 \uff3bPDF\uff3d<\/a><\/p>\n

\u6749\u7530\u6d69\u6cbb\u3000\u300c\u7c73\u56fd\u306e\u8caf\u84c4\u7387\u4f4e\u4e0b\u3068\u9000\u8077\u8caf\u84c4\u5e02\u5834\u300d\uff3bPDF\uff3d<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u6b27\u5dde\u8af8\u56fd\u306f\u516c\u7684\u5e74\u91d1\u306e\u80a5\u5927\u5316\u3092\u6291\u5236\u3059\u308b\u653f\u7b56\u306b\u8ee2\u3058\u3066\u3044\u308b\u3002\u81ea\u52a9\u52aa\u529b\u304c\u304a\u56fd\u67c4\u306e\u7c73\u56fd\u3067\u3082\u540c\u3058\u3067\u3001401k\u306a\u3069\u306e\u4f01\u696d\u5e74\u91d1\u3084IRA\u306a\u3069\u306e\u500b\u4eba\u5e74\u91d1\u306b\u7a0e\u5236\u512a\u9047\u3057\u3001\u81ea\u52a9\u52aa\u529b\u3067\u306e\u8001\u5f8c\u306e\u84c4\u3048\u3092\u652f\u63f4\u3057\u3066\u3044\u308b\u3002 \uff08\u65e5\u672c\u7d4c\u6e08\u65b0\u805e2011\u5e742\u67081\u65e51 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":"","_wp_rev_ctl_limit":""},"categories":[36],"tags":[147],"class_list":["post-3886","post","type-post","status-publish","format-standard","hentry","category-36","tag-147"],"_links":{"self":[{"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/posts\/3886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3886"}],"version-history":[{"count":1,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/posts\/3886\/revisions"}],"predecessor-version":[{"id":7233,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=\/wp\/v2\/posts\/3886\/revisions\/7233"}],"wp:attachment":[{"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cfonews.jp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}